updated 11/13/2006 7:54:42 PM ET 2006-11-14T00:54:42

If you’ve ever bought a TV, or a washing machine or some other pricey item, you probably had the sales guy push you to add an extended warranty. But Consumer Reports has three words of advice: Just say no.

The magazine is launching a campaign in time for the holiday season. It’s urging consumers to pass up those warranties which go beyond what the manufacturer includes. Typically, the cost runs from 100 to 400 bucks.

But Consumer Reports calls them a crummy deal in almost every case. And they warn that with prices coming down for a number of electronic items, you can expect stores to push those extended warranties harder than ever.

The magazine sees a couple of instances where the warranties are worth buying. They cite rear-projection microdisplay TVs, which have a greater tendency to need repairs. And also Apple computers, which have only 90 days of tech support.

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