updated 6/25/2010 6:47:57 PM ET 2010-06-25T22:47:57

Walt Disney World is now allowing Florida residents to spread the cost of an annual park pass out over 12 months.

The company won't charge extra for the new installment plan, but the passes must be purchased online. Unlimited access to Orlando-area Disney parks costs $393 for an adult Florida resident and $346 for a child 3 to 9 years old. Both require a down payment similar to same-day, single-park tickets for nonresidents — $84 for adults and $72 for children.

Competitors SeaWorld and Universal Orlando already offer installment plans for unrestricted yearly passes. Adult tickets for Universal cost $220 — including a $71 down payment — while a passport for SeaWorld Orlando, Busch Gardens and two affiliated water parks can be had for 12 payments of roughly $20 each.

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