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Courtesy Sharon Anne Nowlin

Many returning students among class of 2013

Older Americans make up a significant chunk of students who have headed into the classroom in recent years, and are now heading out into the job market in the hopes that their degrees will help them land a job in the improving economy.

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How much money does a family need to get by?

Americans think that a family of four would need to bring in a minimum of $58,000 a year, on average, just to get by in their community, a new Gallup survey finds.

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So your kid wants a credit card. What do you do now?

financial experts encourage parents not to become co-signers because of the potential risk: you put your credit on the line with no real control over how your child uses the card. Legally, you are liable for any debt they incur. There is a better way.