GE Capital Retail Bank has agreed to pay $169 million to settle a lawsuit that accused it of discriminating against Hispanic credit card customers, the Justice Department said Thursday, calling it the largest government credit-card discrimination settlement ever. The department joined the Consumer Financial Protection Bureau in announcing the agreement. GE Capital also must refund $56 million to about 638,000 consumers who were subjected to deceptive marketing practices to promote extra credit-card products known as "add-ons," in an agreement with the CFPB. GE Capital also is paying a $3.5 million penalty to the CFPB for deceptive marketing. The $169 million settlement resolves allegations that the bank excluded Hispanic borrowers from two of its credit card debt-repayment programs. The bank, which changed its name to Synchrony Bank earlier this month, said in a statement that it "regrets this error."