MONTREAL and MENTOR, Ohio, Feb. 15, 2011 (GLOBE NEWSWIRE) -- The Rover™ point of sale terminal, manufactured by HomeATM, is the first ever Internet PIN entry device (PED) to achieve PCI certification 2.1. HomeATM's PCI certified 2.1 PED device and patented solution is portable (measuring 3.5" x 1.5"), cost effective, and bank-grade secure. Rover™ is "friendly and easy" for a consumer to use when shopping online or on their mobile phone, with instantaneous implementation.
HomeATM's Rover will be delivered as part of CardinalCommerce's Universal PIN Debit Service™ (UPDS), which will be available to merchants that use the Cardinal Centinel® Universal Merchant Platform. Centinel is already used by thousands of Internet and mobile commerce merchants and is the industry standard supporting traditional 3D-Secure payment brands and Alternative Payment methods. UPDS will allow Centinel merchants an additional payment option, the ability to accept online PIN debit transactions, to offer their online and mobile shoppers.
As part of UPDS, the Rover will provide secure multi-factor authentication for eCommerce and mCommerce transactions including:
- Device level 3DES encryption
- 4-Factor authentication
- Fraud reduction/elimination
Consumers that wish to shop online using their PIN debit card simply need to swipe their card into their personal Rover in exactly the same way they would swipe their card at the grocery store, gas pump, or bank, and enter their PIN to authenticate themselves. Centinel merchants can confidently process orders knowing that this method of authentication represents the lowest fraud risk of any transaction type. The cardholder and their card are "present" in all scenarios driving increased security, fraud reduction, and favorable interchange rates.
"Delivering secure PIN debit on the web is long overdue," said Mitchell Cobrin, President & CEO of HomeATM-AnywhereCommerce. "We commend Cardinal for accepting the lead role, managing the expectations of all stakeholders in eCommerce transactions, while creating this new eco system. Rover provides the point of sale PIN debit transaction for a consumer shopping in the virtual and mobile channels."
Cardinal's platform can accommodate virtually any authentication technology and can easily handle version changes, technology enhancements while adding flexible authentication parameters for added strength. "Cardinal continues to achieve its strategy to enable authenticated transactions originating from any place, sending transactions to the right place, in the right way," said Mike Keresman, Chief Executive Officer of CardinalCommerce. "We are pleased about adding Home ATM's authentication technology, Rover, to ensure that remote consumer channels are safe and secure."
HomeATM-AnywhereCommerce is a global eCommerce and mCommerce payments technology engineering and solutions provider with patented and proprietary suites of hardware and software services for secure online and mobile card present credit card and PIN debit transactions. HomeATM's universal "aCommerce" platform is ideal for eCommerce, mCommerce, P2P, retail line-busting as well as traditional field services such as repairman, delivery or taxi services. HomeATM's PCI 2.1 certified PED and bank grade secure end–to-end ecosystem provides greater security, reliability, convenience and return on investment for consumers, merchants, networks, issuers and acquirers.
True to its name, Rover goes wherever the transaction requires. Rover seamlessly integrates to all mobiles, PCs, tablets, PDA's, and connects universally with all major operating systems. Rover is NFC and EMV capable.
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CardinalCommerce Corporation is the global leader in enabling authenticated payments, secure transactions, and alternative payment brands for both e-commerce and mobile commerce. Cardinal Centinel® is authentication software for merchants which enables dozens of traditional and alternative payment brands to connect to a network of thousands of merchants and merchant service providers.
Cardinal's mobile commerce platform, Cardinal MAX™, makes it simple for retailers to sell and market products through the mobile channel. Cardinal's proprietary and easily deployable technology provides consumers, merchants, credit/debit card issuers, and processors the ability to conduct authenticated Internet, wireless and mobile transactions safely and securely.
Cardinal's 2IDENTIFI™ Platform enables a Financial Institution to authenticate its customers for eCommerce transactions using Verified by Visa or MasterCard® SecureCode™, or for secure access to online banking applications. The complimentary 2IDmobile™ solution enables a customer's mobile phone to become a token, creating a strong dynamic one-time use number for authentication, or can deliver the dynamic one-time number.
Headquartered in Cleveland, Ohio, with facilities in the United States, Europe, and Africa, Cardinal services a worldwide Customer base. For more information, visit
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CONTACT: Media Contact: Karen Lavy klavy@AnywhereCommerce.com 408-416-3302 Media contact: Janet L. Kapostasy Vice President Financial Institution Services CardinalCommerce Corporation 877.352.8444 firstname.lastname@example.org