By
updated 3/17/2011 11:20:19 AM ET 2011-03-17T15:20:19

It's getting more expensive to use another bank's ATM.

Major Market Indices

Hitting an out-of-network ATM typically results in two fees: one from the ATM operator and one from customer's own bank

Now Chase is testing fees of $4 and $5 for non-customers who use its ATMs.

That's far higher than the $2.33 average banks charge non-customers, according to Bankrate.com.

The details
Chase is testing the higher fees in two states. In Texas, non-customers are being charged $4. In Illinois, they're being charged $5. The fee for non-customers everywhere else remains $3.

The bank did not say when it would roll out the higher fee nationwide.

Chase customers will not be affected. They're still paying $2 to use an out-of-network ATM.

On average, banks charge their own customers $1.41 for using of an out-of-network ATM, according to Bankrate.com.

With 16,000 machines, Chase operates the second largest ATM network in the country. Nearly a quarter of those are in Texas and Illinois.

Background
Chase isn't the only bank hiking ATM fees. TD Bank last week started charging its customers $2 for using an out-of-network ATM. Customers previously weren't charged anything.

PNC Bank also said this month that it will no longer reimburse customers for fees they're charged by other banks for using out-of-network ATMs.

And late last year, Citi customers with basic checking accounts began paying $2 for using an out-of-network ATM, up from $1.50.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Discuss:

Discussion comments

,

Most active discussions

  1. votes comments
  2. votes comments
  3. votes comments
  4. votes comments

Data: Latest rates in the US

Home equity rates View rates in your area
Home equity type Today +/- Chart
$30K HELOC FICO 5.09%
$30K home equity loan FICO 5.20%
$75K home equity loan FICO 4.65%
Credit card rates View more rates
Card type Today +/- Last Week
Low Interest Cards 13.36%
13.34%
Cash Back Cards 17.87%
17.82%
Rewards Cards 17.11%
17.07%
Source: Bankrate.com