Program HR 3648 - Unique Model Helps Homeowners Avoid Foreclosure for Free

/ Source: GlobeNewswire

LOUISVILLE, Ky., March 22, 2011 (GLOBE NEWSWIRE) -- Program HR 3648 unique model uses trained, licensed real estate professionals, to provide free help to homeowners who are facing a public foreclosure. Program HR 3648 has blanketed the country with these licensed professionals who work diligently to reach out and offer free assistance to homeowners who may be in trouble.

Melodea, a California resident, was facing a public foreclosure after her mortgage rate adjusted. After talking to her Program HR 3648 Specialist and doing research over the Internet, she decided she needed the help. After receiving all the assistance she needed to avoid foreclosure, she stated in a phone interview, "I would recommend [her Certified Program HR 3648 Specialist] to anybody. She basically took it over…she was totally on top of everything and it made it a much smoother process. I was scared, but I felt she was trustworthy and [getting everything for free] was wonderful."

Real estate professionals who partner with the Program are called "Certified Program HR 3648 Specialists" or CPSs. Each CPS works an exclusive area and is given all the tools and resources they need to reach out to the local homeowners who may be facing an inevitable foreclosure.

Richard Goh, a licensed real estate professional in California says, "The Program is unique - I've never come across one quite like it. They really provide the support and assistance we need in the field to help as many homeowners as possible through one of the most difficult times in their lives."

When creating their model, Jeremy Bowman, President and Co-founder of Program HR 3648, stated that they felt "it was incumbent" upon them to make sure all services for the homeowner were free so they could "feel safe" and, as he stated, "Whether their CPS was able to help them or not, the homeowner wouldn't feel someone was trying to take advantage of them." 

Iris in Colorado agrees. Regarding her experience with her CPS, she stated, "He gave us hope. He was absolutely wonderful and supported us. He said he could get it done and to our surprise he did."

Woods Davis, Vice President for Program HR 3648, adds, "Hundreds of licensed real estate professionals throughout the country have stepped up big. We simply assist and support their efforts, but either party without the other would be severely limited in their ability to provide the real help many homeowners need right now."

Davis has also been pleased with the feedback received by homeowners. He added,  "We have been delighted to discover that the feedback from homeowners has been very consistent across the board. Everyone has their unique story, but the common denominator in almost everyone we speak with is gratitude and appreciation for their CPS and relief that it's over."

Michael, a Texas resident, simply stated, "They did exactly what they said they were going to do. That's rare these days."

Homeowners who may need help but don't know where to turn, can find some recommendations and reassurances by listening to the interviews of dozens of homeowners who have been in their shoes. The interviews can found by going to

The Program HR 3648 logo is available at

CONTACT: PROGRAM HR 3648 Cindy Thompson, Administrative Director Office, 1.800.915.1988